The Black-white wealth gap hit $239,420 per household in 2022 — and grew by $75K in three years. Historical precedents, economic research, and the current legislative landscape for reparations.
Category: Education
How to Build Wealth on $50 a Month: A Stock Market Beginner’s Guide for Black Americans
$50/month at 10% annual return becomes $113,024 in 30 years. Roth IRA setup, ETF comparison charts, and a 6-step starter plan for first-time investors.
The Black Business Funding Gap: Why Black Entrepreneurs Are Denied Loans at 3× the Rate of White Owners
Federal Reserve data: only 47% of Black-owned businesses get their full loan request, vs. 73% of white-owned firms. The structural roots, $190B annual revenue gap, and where to actually find capital.
Trading Guru Scams: How Instagram ‘Flexers’ Are Robbing Black Investors of Millions
$1.1 billion in investment fraud came from social media in 2023. How trading gurus operate, why Black investors are targeted, and how to verify anyone claiming to be a financial professional.
The Racial Wealth Gap and the Stock Market: Why Black Families Own 15 Cents for Every $1 of White Wealth
The median Black family holds $44,890 — 15 cents for every dollar of white family wealth. Federal Reserve data, two charts, and concrete steps to close your personal gap.
Scam Alert + Two-Week News Recap: How to Protect Yourself and What You Missed (June 2026)
Americans lost $3.5B to imposter scams in 2025. The scams hitting hardest right now, how to protect yourself, a recap of the past two weeks’ biggest stories for our community, and concrete action steps. APA7 sources.