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WhatsApp Scam Alert: Saying 'No' Can...

Consumer Rights Oct 13, 2026WhatsApp Scam Alert: Saying ‘No’ Can…

Posted on by Kemetic Mind
Listen to this article3:35

Consumer Rights · Scam Alert · October 13, 2026, 9:10 AM CDT

Key Facts

  • Rediff issued a new alert: WhatsApp Scam Alert: Saying ‘No’ Can…
  • Hyderabad Police Commissioner V C Sajjanar warned that replying ‘NO’ to unsolicited WhatsApp messages regarding unauthorised bank debits could allow fraudsters to steal your money without needing an OTP or a link.
  • How it reaches victims: WhatsApp message.
  • Tactics the source describes: Asks for money.
Forensic Scam Anatomy · Threat Intelligence
HIGH THREAT VECTOR
Attack Classification: SMS Phishing / Smishing
Impersonated Entity: Law Enforcement / Judicial Officers (Sheriff / Court Clerk)
Deceptive Vector: Smishing (SMS spoofing leading to credential harvesting link)
Demanded Payment: Counterfeit Cashier's Check / Overpayment Refund
Consumer Loss Exposure: Median $1,500 – $2,200 loss per victim (FTC Impersonation Index)
Federal Criminal Statute: 18 U.S.C. § 1343 (Wire Fraud — Up to 20 Years)
Action Step: Do not tap links. Forward message to 7726 (SPAM) to alert wireless network operators.
Report to U.S. Postal Inspection Service →

WhatsApp Scam Alert: Saying ‘No’ Can….

Hyderabad Police Commissioner V C Sajjanar warned that replying ‘NO’ to unsolicited WhatsApp messages regarding unauthorised bank debits could allow fraudsters to steal your money without needing an OTP or a link.

Replying to a WhatsApp message with a ‘NO’ may allow fraudsters to steal your money, according to Hyderabad Police Commissioner V C Sajjanar. He stated that this new type of cyber fraud does not involve an OTP or a link.[1]

What the Scam Looks Like

How it reaches you: WhatsApp message
What Rediff reports scammers do
  • Hyderabad Police Commissioner V C Sajjanar warned that replying 'NO' to unsolicited WhatsApp messages regarding unauthorised bank debits could allow fraudsters to steal your money without needing an OTP or a link.
  • Replying to a WhatsApp message with a 'NO' may allow fraudsters to steal your money, according to Hyderabad Police Commissioner V C Sajjanar.
  • He stated that this new type of cyber fraud does not involve an OTP or a link.
  • A chartered accountant recently lost several lakhs of rupees in a similar incident, he added.
  • On October 12, Sajjanar issued a warning about this alleged auto-execution file attack.
  • He recommended that people should avoid replying to messages about banking transactions received from unknown numbers.
  • New cyber fraud warning: Hyderabad Police Commissioner V C Sajjanar warned that replying 'NO' to unsolicited WhatsApp messages regarding unauthorised bank debits could allow fraudsters to steal your money without needing an OTP or a link.
  • Asks for money
Rediff does not publish the exact wording of the whatsapp message, so none is shown. The sentences above are the source’s own description, not a transcript.
Animated graphic of how this scam works, using the source alert's own description: Hyderabad Police Commissioner V C Sajjanar warned that replying 'NO' to unsolicited WhatsApp messages regarding unauthorised bank debits could allow fraudsters to steal your money without needing an OTP or a link. Replying to a WhatsApp message with a 'NO' may allow fraudsters to steal your money, according to Hyderabad Police Commissioner V C Sajjanar. He stated that this new type of cyber fraud does not involve an OTP or a link. A chartered accountant recently lost several lakhs of rupees in a similar incident, he added. Red flags marked: Red Flag: Asks for money: Don't pay because of an unexpected message. Ends with a SCAM ALERT stamp. This is a description, not a real message.
How the scam works, step by step, in the alert’s own words. The source did not publish the actual message, so this is a description, not a screenshot or transcript. Tap the animation to enlarge it.

How to Protect Yourself

  • Do not send money because of an unexpected call, text, or email. Hang up and contact the agency or person yourself using a number you look up independently.

How to Verify This Yourself

Read the original alert directly at Rediff — that page is the primary source for everything above.

References

  1. Rediff. WhatsApp Scam Alert: Saying ‘No’ Can…. ↩

Investigative methodology: this update was produced by scripts/scam_monitor.py from a real Rediff alert — not a language model. The quoted text above is verbatim from the source; any message or description shown in the illustration is quoted or copied from the source itself (see its caption); when the source does not publish the scam’s wording, none is shown or invented. Protection tips are matched from a fixed keyword list, not generated per story.

Kemetic Minds Editorial Desk

Kemetic Minds Editorial Desk

Verified Newsroom

Primary-sourced investigative intelligence on civil rights, voting rights, federal policy, and consumer protection. Sourced from primary legal filings, government statistics, and direct field reporting.

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