Scams Disaster Victims Should Watch Out For

Natural disasters bring immense challenges and attract opportunistic scammers who prey on vulnerable individuals. In the aftermath of events like wildfires, hurricanes, or floods, it’s crucial to remain vigilant against fraudulent schemes. Below, we detail common scams targeting disaster victims, provide real-life examples, and offer tips to protect yourself.
Common Disaster Recovery Scams

1. False Job Solicitation Scams
   Scammers often exploit those seeking employment in disaster recovery efforts. They post fake job offers on social media, claiming to represent government agencies or reputable organizations. These scams typically aim to steal personal information such as Social Security numbers or bank account details.
   • Example: After the Los Angeles wildfires, the LAPD warned of fraudulent job postings claiming to hire for fire recovery work. Victims were asked to provide sensitive data under the guise of background checks.
   How to Protect Yourself:
   • Verify job postings by directly contacting the organization.
   • Avoid sharing personal information unless you know the employer’s legitimacy.
2. Fake Government Officials
   Impersonators claiming to be city, county, or federal employees may approach victims, offering assistance or services for a fee. Legitimate government workers will never ask for payment upfront or pressure you into immediate decisions.
   • Example: During the recent California wildfires, a burglary suspect disguised as a firefighter was caught looting homes in evacuated areas.

How to Protect Yourself:
• Always ask for official identification.
• Contact the agency directly using verified contact information.

3. Phone and Text Message Scams
   Scammers may impersonate FEMA agents, insurance representatives, or charities via phone calls or text messages. They often request sensitive information or donations and may include phishing links in messages.
   • Example: The LAPD reported phishing attempts where scammers posed as FEMA representatives offering “recovery assistance” through suspicious links.
   How to Protect Yourself:
   • Hang up on unsolicited calls and verify claims through official channels.
   • Avoid clicking on links from unknown senders.
4. Unsolicited In-Person Solicitations
   Fraudsters may show up at your doorstep offering free help with repairs or insurance claims. They often demand upfront payments and disappear without completing any work.
   • Example: Unlicensed contractors have been known to solicit business in disaster zones, promising quick repairs but delivering substandard work—or none at all.
   How to Protect Yourself:
   • Request identification and verify licenses through local authorities.
   • Avoid paying for services upfront.
5. Gift Card or Payment Scams
   Legitimate agencies will never ask for payment via gift cards, wire transfers, or cryptocurrency. Scammers use these methods because they are difficult to trace.
   • Example: Victims of wildfire scams were asked to pay “government fees” using gift cards—a clear red flag.

How to Protect Yourself:

• Refuse any payment requests involving unconventional methods.

6. Fraudulent Donations
   Fake charities often emerge after disasters, using names similar to legitimate organizations. These scams exploit the goodwill of people who want to help victims.
   • Example: California Attorney General Rob Bonta warned about fake charities soliciting donations for wildfire relief efforts.
   How to Protect Yourself:
   • Use trusted platforms like Charity Navigator or GuideStar to verify charities.
   Real-Life Impact of Disaster Scams
   Disaster scams exploit financial resources and erode trust during already challenging times. For instance:
   • Elderly individuals and non-English speakers are often targeted due to their perceived vulnerability.
   • Fake contractors have left families stranded without repairs after taking their money.
   Tips for Staying Safe

Verify Credentials: Always check the legitimacy of individuals or organizations offering help.

2. Research Charities: Use reliable tools like Charity Navigator or contact local authorities before donating.
3. Avoid Immediate Decisions: Evaluate offers and consult trusted sources before committing.
4. Secure Payments: Use traceable methods like credit cards instead of cash or gift cards.
5. Report Suspicious Activity: Notify local law enforcement or consumer protection agencies if you suspect fraud.

Disasters bring out the best in communities but can also attract opportunistic scammers looking to exploit those in need. By staying informed and vigilant, you can protect yourself from falling victim to these schemes during recovery efforts. Remember: verify claims through official channels and trusted resources before acting when in doubt.

If you suspect disaster recovery-related fraud, contact your local police department or consumer protection agency immediately. Together, we can ensure that support reaches those who truly need it—and hold scammers accountable for their actions.